Please read carefully before purchasing, accessing, or using our Programs, Products and Services.
Our Programs, Products, and Services are owned and operated by (Exit Edge LLC Series 1) (“Company,” “we,” or “us”). “you” refers to any purchaser and user of any of our Programs, Products, and Services. These Terms of Use (“Terms of Use”) state how you may use our Programs, Products, and Services, Program Materials, and their content. Please read these Terms of Use carefully. We reserve the right to change these Terms of Use occasionally. By using any of our Programs, Products, and Services, you agree to the Terms of Use as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products, and Services. These Terms of Use require arbitration on an individual basis to resolve disputes, rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing, and using any of our Programs, Products, Services, and Program Materials, you are waiving certain legal rights and voluntarily agreeing to do so.
NOTE: If you have purchased one of our products via a payment plan, you must make all payments until you are paid in full. To protect ourselves and our affiliates, we send payment defaults to a collection agency, which can hurt your credit score.
Use and Consent By
By purchasing or using any of our Programs, Products, or Services, you agree to abide by these Terms of Use and our Refund Policy, Privacy Policy, and any other terms and conditions that may apply. You are you are required to act by them. Accessing, purchasing, or using our Programs, Products, Services, or Program Materials in any manner constitutes use of the Program, Products, Services, and Program Materials and your agreement to be bound by these Terms of Use. A refund can be processed within 14 days of purchase and WITH LESS than 25% completion of said purchased program material. Note: The refund will be minus the fees our merchant account charges us for processing your payment. Those fees are not returned to use when a refund is made. Our Programs, Products, Services, and Program Materials are intended solely for users eighteen (18) years or older. Any registration by, use of, or access to any Program, Product, Service, or Program Materials by anyone under age 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using our Programs, Products, or Services or our Program Materials, you represent and warrant that you are at least 18.
Intellectual Property Rights & Our Limited License to You
Our programs, products, services, and all the program materials are our property and our affiliates or licensors, protected by copyright, trademark, and other intellectual property laws.
Our Programs
The content of products and Services is solely owned by or licensed to us unless otherwise indicated. This content includes, but is not limited to, the design, layout, look, appearance, and graphics of our Program Materials or any other material or aspects of materials provided by us to you. Reproduction is prohibited other than by the copyright notice, which forms part of these Terms of Use. You will be considered our Licensee if you purchase or access any of our Program Materials through our Programs, Products, or Services. To avoid doubt, all content obtained through us is our property, and you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you. This means that you may not use our Programs, Products, or Services or the Program Materials in a manner that constitutes an infringement of our rights or in a manner that we have not authorized. With permission and restrictions, you are granted a limited license to use our Programs, Products and Services, and Program Materials. This means that when you purchase a Program, Product, or Service, we're going to purchase the limited right to use the Program Materials in the form provided by us to you with certain conditions as specified in these Terms of Use. You are allowed to use our Programs, Products, Services, and Program Materials as follows: You can download and print Program Materials for your personal use in your business. However, you are not allowed to share, sell, reprint, or republish any of our Program Materials, including handouts, for resale or mass reproduction purposes for your business use. Any trademarks, taglines, and logos displayed on Program Materials are trademarks belonging to us. All trademarks reproduced in this Website, which are not the property of or licensed to us, are acknowledged on the Website. Any use, including framing, metatags, or other text using these trademarks or other trademarks displayed, is strictly prohibited without our express written consent or permission given here. For trademarks, taglines, and logos you are granted permission to use, the trademark indicia must always be included. Any marketing or promotional tools and Program, Product or Service titles, or any other title or information bearing the trademark symbols (™) or ® may not be used by you for any reason without our express written permission. All rights not expressly granted in these terms or any express written license are reserved by us.
Information You Are Prohibited from Sharing with Others
As a Licensee, you understand and acknowledge that our Programs, Products, Services, and Program Materials have been created, developed, or obtained by us through the investment of significant time, effort, and expense and that this information is a valuable, special, and unique asset of ours which needs to be protected from improper and unauthorized use. When you enroll in or purchase our Programs, Products, or Services, you agree that you are prohibited from doing the following: You will not copy, share, or steal our Programs, Products, Services, or Program Materials or any parts of them. You will not use, copy, adapt, or represent any of our Programs, Products, Services, or Program Materials in any way as if they are yours or created by you. You will not use our programs, products, services, and program materials improperly or unauthorizedly. Improper and unauthorized use includes but is not limited to modifying, copying, reproducing, republishing, uploading, posting, transmitting, translating, selling, creating derivative works, exploiting, or distributing in any manner or medium (including by email or other electronic means) any Program Materials or any other information accessed or purchased through our Programs, Products or Services, or any other communications provided by us for your own personal use, business/commercial use or in any way that earns you money. You will not duplicate, share, trade, sell, or otherwise distribute our Programs, Products, Services, or Program Materials to any other person for their personal use, business/commercial use, or in any way that earns them money, whether it was known to you or not at the time that you shared the information that they intended to use the Program Materials for their own personal use or business/commercial use. This means you cannot share or sell any part of our Programs, Products, Services, or Program Materials to someone else so they can copy and use them for their own personal use, business/commercial use, or in any way that earns them money. You are the only one granted a limited license to use our Program, Product, Service, and Program Materials. You will not violate our intellectual property rights, including copyright and trademark rights. Downloading, printing, or otherwise using our Programs, Products, Services, or Program Materials for your training purposes does not give you any copyright, trademark, intellectual property, or ownership rights of our Program, Product, Service, or Program Materials. You will not reprint or republish any part of our Programs, Products, Services, or Program Materials for publication or compilation into your products, programs, services, or program materials for your own personal use, business/commercial use, or any way that earns your money. You will not use our Programs, Products, Services, or Program Materials in a manner that constitutes an infringement of our rights or that we have not authorized through our prior written consent. You understand and agree that engaging in the prohibited use or the improper and unauthorized use of our Programs, Products, Services, or Program Materials as outlined in these Terms of Use is considered theft and stealing. We retain the right to prosecute theft to the full extent of the law. You agree and understand that prohibited use and improper and unauthorized use may give rise to a civil claim for damages and be a criminal offense. Limitations on Linking and Framing. You may establish a hypertext link to our website or Content so long as the link does not state or imply any sponsorship, endorsement by, or ownership of our website or Content and does not state or imply that we have sponsored, endorsed, or have ownership rights in your website. However, you may not frame or inline link our Content without our written permission.
Your License to Us
By posting or submitting any material on or through our Programs, Products, Services, or Program Materials, such as comments, posts, photos, images, videos, or other contributions, you are representing that you are the owner of all such materials and you are at least 18 years old. When you submit to us or post any comment, photo, image, video, or any other submission for use on or through our Website, you are granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such contributions, in whole or in part, any manner or medium, now known or developed in the future, for any purpose, and granting us the right to make it part of our current or future Programs, Products, Services and Program Materials. This right includes granting us the use or exploitation of proprietary rights or intellectual property rights like copyright, trademark, service mark, trade secrets, patent rights, or any other of your intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you. You also grant us, and anyone authorized by us, the right to identify you as the author of any of your comments, posts, photos, images, videos, or other contributions by name, email address, or screen name. You acknowledge that we have the right but not the obligation to use and display your contributions and that we may elect to cease using and displaying any such contributions on our Programs, Products, Services, and Program Materials at any time for any reason whatsoever. Media Release. By participating in our Programs, Products, and Services and using our Program Materials, including our Facebook community, you consent to photographs, videos, and audio recordings that may be made that may contain you, your voice, and your likeness. In our sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and any other materials submitted by you to us in connection with your participation in our Program, Product, or Services in our current or future Programs, Products or Services, and our marketing or promotional efforts, without compensation to you at any time, now or at any time in the future. Request for Permission to Use Content Any request for written permission to use our Programs, Products, Services, or Program Materials, in whole or in part, or any other intellectual property or property belonging to us (“Content”) should be made BEFORE you wish to use it by completing the “Contact Us” form on this Website, or by sending an email to [email protected] very clearly state that you may not use our Programs, Products, Services or Program Materials, in whole or in part, in any way that is contrary to these Terms of Use unless we have given you specific written permission to do so. If we permit you, you agree to use the specific Content we allow and ONLY in the ways we have given you our written permission. Suppose you use the content in ways we do not specifically give you written permission. In that case, you agree now that you will be treated as if you had copied, duplicated, and stolen such Content from us. You consent to stop using such Content immediately and to take whatever actions we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in our Programs, Products, Services, or Program Materials. Security When you apply for, enroll in, purchase, or use our Programs, Products or Services, or Program Materials, we may seek and collect personal data and information, including but not limited to your name, e-mail address, phone number, billing information, credit card or payment information, demographic information, preferences, interests, or other personally-identifying information (“Confidential Information”). By providing such Confidential Information to us, you grant us permission to use and store such Confidential Information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure, and confidential. We take precautions to protect such Confidential Information. When you submit Confidential Information via our Program, Product, Service, or Program Materials, we protect the security of your Confidential Information online and offline. However, due to the nature of the Internet, we cannot completely ensure or warrant the security of your Confidential Information or any other data or information transmitted to us or through our services; therefore, submitting Confidential Information, data, or other information is done at your own risk. We have security measures in place to prevent the loss, misuse, and alteration of the information obtained from you. Still, we make no assurances about our ability to prevent any such loss or misuse to you or any third party arising from any such loss, misuse, or alteration.
Personal Responsibility and Assumption of Risk
As a Licensee, purchaser, client, and or user, you agree that you are using your judgment in our Programs, Products, Services, and Program Materials and doing so at your own risk. Our Programs, Products, Services, and Program Materials are for informational and educational purposes only. You agree and understand that you assume all risks, and no results are guaranteed in any way related to our Programs, Products, Services, and Program Materials. Our Programs, Products, Services, and Program Materials merely provide education and tools to help you make your own decisions. You are solely responsible for your actions, decisions, and results based on using, misusing, or non-use of our Programs, Products, Services, and Program Materials. We take every precaution to protect our Programs, Products, Services, and Program Materials. However, due to the nature of the Internet, we cannot completely ensure or warrant the security of the Programs, Products, Services, and Program Materials or the contributions or information transmitted to us on or through our website or our Programs, Products, Services, and Program Materials. Submitting contributions or information through our Programs, Products, Services, and Program Materials is done entirely at your own risk. We make no assurances about our ability to prevent any such loss or damage to you or any other person, company, or entity arising from the use of our Programs, Products, Services, and Program Materials. You agree that you are assuming such risks.
Contact Methods and Communication Preferences
Consent to Contact By accepting these terms and conditions, you expressly consent to be contacted by Exit Edge LLC Series 1, its employees, contractors, representatives, affiliates, or agents on any contact number, email, or messaging platform provided by you or on your behalf to “the company” for any purpose, including but not limited to, contacting, promotions, marketing, and reminders about our services. This contact may be by means of a telephone call, SMS, MMS, email, or other electronic communication methods.
Opting Out: You acknowledge and agree that you may opt out of receiving any further communications from us at any time. To opt out of text messages, you may reply with the word "STOP" to any message you receive. For emails, you can click on the unsubscribe link provided at the bottom of the email. Upon receiving your opt-out request, we will promptly add you to our internal Do Not Contact list. Please note that opting out of communications may impact your use of our services, as certain communications may be necessary for the full use of our services.
Updating Contact Information: It is your responsibility to ensure that we have your most current contact information. Please notify us promptly of any changes to your contact details to ensure that communications are not sent to the wrong party.
Compliance with Laws: We are committed to complying with all applicable laws and regulations in the conduct of its business, including those relating to the use of telecommunications. If you have any concerns about the way in which we contact you, please contact us at [email protected]
Disclaimer
Our Programs, Products, Services, and Program Materials are for informational and educational purposes only. To the fullest extent permitted by law, we expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our Programs, Products, Services, and Program Materials, including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable. You specifically acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any other Program, Product, Service, or Program Materials participant or user, including you.
Medical Disclaimer
Our Programs, Products, Services, and Program Materials are not to be perceived as or relied upon as medical or mental health advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional medical advice, diagnosis, or treatment that can be provided by your own physician, nurse practitioner, physician assistant, therapist, counselor, mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or registered healthcare professional. Do not disregard professional medical advice or delay seeking professional advice because of information you have read in our Programs, Products, Services, and Program Materials or received from us. Do not stop taking any medications without speaking to your physician, nurse practitioner, physician assistant, mental health provider, or other health care professional. If you have or suspect that you have a medical or mental health issue, contact your healthcare provider promptly. We are not providing health care, medical or nutrition therapy services, or attempting to diagnose, treat prevent, or cure in any manner whatsoever any physical ailment or any mental or emotional issue, disease, or condition. We are not giving medical, psychological, or religious advice whatsoever.
Legal and Financial Disclaimer
Our Programs, Products, Services, and Program Materials are not to be perceived or relied upon as business, financial, or legal advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional advice that can be provided by your accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way. You are now advised to consult with your accountant, lawyer, or financial advisor for any questions and concerns regarding your income, taxes, and specific financial and legal situation. You agree that we are not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Programs, Products, Services, and Program Materials. You are solely responsible for your results.
Earnings Disclaimer
You acknowledge that we have not and do not make any representations as to the health physical, mental, emotional, spiritual, or health benefits, future income, expenses, sales volume, or potential profitability or loss of any kind that may be derived as a result of your participation in this Program, Product, Services or Program Materials. We cannot and do not guarantee that you will attain a particular result, positive or negative, financial or otherwise, through our Programs, Products, Services, and Program Materials. You accept and understand that results differ for each individual. We also expressly disclaim responsibility for the choices, actions, results, use, misuse, or nonuse of the information provided or obtained through any of our Programs, Products, Services, or Program Materials. You agree that your results are strictly your own, and we are not liable or responsible in any way for your results.
Warranties Disclaimer
WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT, OR SERVICE MATERIALS OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE.
Technology Disclaimer
We try to ensure that the availability and delivery of our Programs, Products, Services, and Program Materials are uninterrupted and error-free, including our content and communications through methods like our Website, member forum, private Facebook groups, email communications, videos, audio recordings, webinars, recorded webinars, teleseminars, recorded teleseminars, emails, downloadable Mp3 audio files, downloadable PDF printed transcripts, downloadable PDF handouts/slides, handouts, eBooks, or any other materials provided by us to you. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance, or updates. Of course, we will try to limit the frequency and duration of suspension or restriction. To the fullest extent permitted by law, we will not be liable to you for damages or refunds or any other recourse should our Programs, Products, Services, or Program Materials become unavailable or access to them becomes slow or incomplete due to any reason, such as system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause which may from time to time make our Programs, Products, Services or Program Materials inaccessible to you.
Errors and Omissions
We make no warranty or guarantee regarding the accuracy, timeliness, performance, completeness, or suitability of the information in our Programs, Products, Services, and Program Materials. Every effort has been made to present you with the most accurate, up-to-date information. Still, because scientific research is constantly evolving, we cannot be held responsible or accountable for the accuracy of our content. You acknowledge that such information may contain inaccuracies or errors, and we are not liable for any such inaccuracies or errors to the fullest extent permitted by law.
Links to Other Websites
We may provide links and pointers to other websites maintained by third parties that may take you outside of our Programs, Products, Services, or Program Materials. These links are provided for your convenience. Including any link in our Programs, Products, Services, or Program Materials to any other website does not imply our endorsement, sponsorship, or approval of that website or its owner. We do not endorse and are not responsible for the views, opinions, facts, advice, or statements provided by external resources referenced in our website or its Content or their accuracy or reliability. We assume no responsibility for errors or omissions caused by other websites that may be included in our Programs, Products, Services, or Program Materials. We have no control over the contents or functionality of those websites. So, we accept no responsibility for any loss, damage, or otherwise arising from your use of them. Therefore, we do not guarantee any other website's content's accuracy, completeness, or usefulness. You are responsible for reviewing those linked websites' terms and conditions and privacy policies to confirm that you understand and agree with those policies. By purchasing and using our Programs, Products, Services, or Program Materials in any way or for any reason.
Indemnification, Limitation of Liability, and Release of Claims Indemnification
You agree at all times to defend, indemnify and hold harmless our Company, as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, as applicable, from and against any claims, causes of action, damages, liabilities, costs, and expenses, including legal fees and expenses, arising out of or related to our Programs, Products, Services or Program Materials, or your breach of any obligation, warranty, representation or covenant outlined in these Terms and Conditions or any other agreement with us.
Limitation of Liability. We will not be held responsible or liable for the information, products, or materials you request or receive through or on our Programs, Products, Services, or Program Materials. We do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, or otherwise, due to any act or default of anyone or any business, whether owners, staff, agents, joint venture partners, contractors, vendors, affiliates or otherwise, affiliated with us. We do not assume liability for any owners, staff, agents, joint venture partners, contractors, vendors, affiliates, or otherwise who are engaged in rendering our Programs, Products, Services, or Program Materials in any way or any location. If you use our Programs, Products, Services, Program Materials, or any other information we provide or are affiliated with, we assume no responsibility.
Release of Claims.
In no event will we be liable to any party for any direct, indirect, special, incidental, equitable, or consequential damages for any use of or reliance on our Programs, Products, Services, or Program Materials or on those affiliated with us in any way, and you at this moment release us from any claims; including, without limitation, those related to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information, or any other loss, physical or mental disease, condition or issue, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.
Your Conduct
You agree that you will not use our Programs, Products, Services, or Program Materials in any way that causes or is likely to cause the Programs, Products, Services, or Program Materials, or access to them either to be interrupted, damaged, or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to this Website, its Content, and us. You must use the Programs, Products, Services, or Program Materials for lawful purposes only. You agree that you will not use our Programs, Products, Services or Program Materials in any of the following ways: For fraudulent purposes or in connection with a criminal offense or otherwise, carry out any unlawful activity To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, threatening, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or that may otherwise may injure others To send, negatively impact, or infect our Programs, Products, Services or Program Materials with software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam, whether intended or not To cause annoyance, inconvenience or needless anxiety To impersonate any third party or otherwise mislead as to the origin of your contributions To reproduce, duplicate, copy or resell any part of our Programs, Products, Services or Program Materials in a way that is not in compliance with these Terms of Use or any other agreement with us.
Communication Guidelines
If you have a question or concern about your Programs, Products, Services, or Program Materials, you may contact us, and we will do our best to reply to your question or concern promptly.
Purchases and Online Commerce
If paying by debit card or credit card, you permit us to automatically charge your credit or debit card as payment for your Program, Product, or Service without any additional authorization, for which you will receive an electronic receipt. If payment is not received by the date due, you will have a three (3) day grace period to make the payment; otherwise, the Program, Product, or Services will not continue, and we reserve the right to cease your access immediately and permanently. Suppose you fail to make payment promptly by these Terms of Use or voluntarily decide to withdraw from our Programs, Products, or Services at any time or for any reason whatsoever. In that case, you will remain fully responsible for the full cost of the programs, products, and services. All information obtained during your purchase or transaction for our Programs, Products, and Services, and all of the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both us and our payment processing company. You agree only to purchase goods or services for yourself or another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information. You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to use our Programs, Products, Services, and Program Materials for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes. Since we have a clear and explicit Refund Policy in these Terms of Use that you have agreed to before completing the purchase of any of our Programs, Products, or Services, we do not tolerate or accept any chargeback threat or actual chargeback from your credit card company. Suppose a chargeback is placed on a purchase, or we receive a chargeback threat during or after your purchase. In that case, we reserve the right to report the incident to all three credit reporting agencies or any other entity for inclusion in any chargeback database or for listing as a delinquent account, which could hurt your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback. Suppose you purchase from one of our affiliates or any other individual or company through a link provided on or through our Programs, Products, or Services (“Merchant”). In that case, all information obtained during your purchase or transaction and all of the information you give as part of the transaction, such as your credit card number and contact information, may be collected by the merchant and their payment processing company. Your participation, correspondence, or business dealings with any affiliate, individual, or company on or through our Programs, Products, or Services, and all purchase terms, conditions, representations, or warranties associated with payment, refunds, and delivery related to your purchase, are solely between you and the Merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters incurred due to such dealings with a Merchant. Payment processing companies and merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Programs, Products, or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant, or us that specifically apply to your purchase. For more information regarding a merchant and the terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You release us, our affiliates, the payment processing company, and our Merchants from any damages you incur. You agree not to assert any claims against us or them arising from your purchase through or using our Website or its Content.
NOTE: If you have purchased one of our products via a payment plan, you must make all payments until you are paid in full. To protect ourselves and our affiliates, we send payment defaults to a collection agency, which can hurt your credit score.
Termination
You have the right to terminate your use of or participation in our Programs, Products, or Services at any time by reaching out to us. We reserve the right in our sole discretion to refuse or terminate your access to our Programs, Products, Services, or Program Materials, in full or in part, at any time, without notice, by sending you an email to the e-mail address you provided upon purchase of the Program, Product or Service. In the event of cancellation or termination by either of us, you will have 24 hours to pay any remaining payments or balances owed to us. Upon termination by either of us, we reserve the right to immediately refuse or terminate your access to any aspect of our Programs, Products, Services, and Program Materials, including but not limited to our Website, private forum, e-mail communications, Facebook groups, live webinars or conference calls, or any other method of communications related to our Programs, Products, Services or Program Materials at any time without notice and in our sole discretion. All of the terms of this Terms of Use, including but not limited to all copyright, trademark, and intellectual property rights, disclaimers, limitations of liability, release of claims, and our Refund Policy will still apply now and in the future, even after termination by you or us.
Dispute Resolution
It is hoped that should we ever have any differences; we could work them out amicably through e-mail correspondence. However, should we be unable to seek resolution within a reasonable time, you agree now that the only method of legal dispute resolution that will be used is binding arbitration before a single arbitrator, selected jointly, per the American Arbitration Association Rules. Before seeking arbitration, you must contact us and include all your reasons for dissatisfaction with your Program, Product, or Service. You understand and agree now that the only remedy to be awarded through arbitration is a full refund of your Payment to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you. We agree that the arbitrator's decision is final and binding and may be entered as a judgment in any court with the appropriate jurisdiction. By purchasing our Programs, Products, or Services, you agree to a modification of the statute of limitations such that any arbitration must begin within one (1) year of the date of your e-mail to me referenced above, or you waive the right to seek dispute resolution by arbitration or to take any other legal action. You also agree that should arbitration take place, it will be held in Detroit, MI, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the arbitrator's decision. In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, including on social media, designed to disparage us, our Company, or any of our Programs, Products, or Services. Where requested by law or arbitration, of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal process. Suppose any terms of these Terms of Use are construed to be invalid or unenforceable for any reason. In that case, it shall not affect the validity or enforceability of any other term, which shall be given full force and effect.
Confidentiality and Privacy
Confidential Information. To use our Programs, Products, Services, or Program Materials, we may seek personal data or information, including your name, e-mail address, phone number, street address, billing information, birthday, preferences, interests, assignments, or other personally identifying information (“Confidential Information”), or you may offer or provide a comment, photo, image, video or any other submission to us when using or participating in our Programs, Products, Services or Program Materials (“Other Information”). By providing such Confidential Information or Other Information to us, you grant us permission to use and store such information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure, and confidential through these Terms of Use and our full Privacy Policy, which may be found on our website. If you believe any of your Confidential Information is incorrect or incomplete, please contact us immediately. We will promptly correct any Confidential Information found to be incorrect.
What We Do with Confidential Information
We request and require various personal data and Confidential Information to understand your needs and provide better services. In addition, we may use such data and Confidential Information for the following reasons: (1) for internal record keeping, (2) to improve our Programs, Products, Services, or Program Materials, (3) to periodically send promotions about new Programs, Products or Services or other special offers from which you may unsubscribe at any time, (4) for aggregate, non-identifiable data for research purposes, (5) to customize the respective Programs, Products or Services you purchase or use according to your interests and (6) for support or communication related to your Program, Product, Service or Program Materials. Storage. All data and Confidential Information is stored through a data management system. This data and Confidential Information can only be accessed by those who help manage that information to deliver e-mail or contact those who would like to receive our correspondence. You agree and acknowledge that we, including but not limited to our team, staff affiliates, and those who manage the data management system, may have access to your Confidential Information.
Confidentiality and Disclosure
All Confidential Information will be held in confidentiality and will not be disclosed to third parties, except that we may disclose Confidential Information and personally identifiable information: (1) under the terms of these Terms of Use and Privacy Policy and our Disclaimer, (2) if we are required to do so by law, (3) in the good-faith belief that such action is necessary to conform to the law, (4) to comply with any legal process served on either us or our partners, sponsors, investors, or affiliates, (5) to protect and defend our rights or property or those of our users or purchasers, and (6) to act as immediately necessary to protect the personal safety of our users, purchasers, or the public. We will not sell, distribute, or lease your Confidential Information to third parties unless we have your permission or are legally required. Viewing by Others. Note that whenever you make your Confidential Information or Other Information available for viewing by others, such as through our Programs, Products, Services, or Program Materials, our website, or social media, the Confidential Information or Other Information that you share also can be seen, collected and used others. Therefore, we cannot be responsible for any unauthorized use of such Confidential Information or Other Information by others you voluntarily share online or in any other manner.
How We Use Cookies
We may use the standard “cookies” feature of major web browsers. We do not set any Confidential Information in cookies or employ any data-capture mechanisms on our website other than cookies. You may turn off cookies through your web browser’s settings. However, turning off this function may diminish your experience on the Website, and some features of our Programs, Products, Services, or Program Materials may not work as intended. We have no access to or control over any information collected by other individuals, companies, or entities whose websites or materials may be linked to our Programs, Products, Services, or Program Materials.
Passwords
To use certain features of our Programs, Products, Services, or Program Materials, you may be issued a group username and password or a unique individual username and password, which you will receive through your registration and purchase process. You may be able to change your username and password. You are responsible for maintaining the confidentiality of the password and account. You are responsible for all activities (whether by you or others) under your password or account. You cannot share your username and password with anyone. Suppose we learn you have shared your username and password with another person. In that case, we reserve the right to immediately terminate your access to the Program, Product, Service, Program Materials, Website, private forum, Facebook group, or any other related communication. It is your responsibility to protect your password from disclosure to others. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information. You are responsible for activities using your password(s) and within your account. If you share your password(s) with anyone, they may be able to obtain access to your personal information at your own risk. You agree to notify us immediately of any unauthorized use of your password or account or any other security breach and to ensure that you exit your account at the end of each session. By using our Programs, Products, and Services, you agree to enter true and accurate information as part of the registration, purchase process, and otherwise. We can immediately inactivate your account if you enter a false email address. We will do our best to keep your password(s) private. We will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact, or bring legal action against someone who may be causing injury to others or interfering with our rights or property.
If you have any questions about any term of these Terms of Use, contact us at [email protected].